Discount Offer ExtendedHome Equity LineOn your first draw, get a discount that lasts. Here's one example with an initialdraw of $70,000*:1.075or0.70% + 0.25% + 0.125% =%3DDRAW DISCOUNTPROMOTIONAL DISCOUNTAUTOPAY DISCOUNTFOR THE 10 YEAR DRAW PERIODDiscount of 0.10%available as awith automatic paymentsfrom a qualifying Bank ofthe West accountPay no closing costs, no annualfee (for first year) andno pre-payment penaltyNew Year promotionfor every $10,000you borrowAdditional features include interest-only payments during the draw period and lines up to$2 million using the equity in your home or even your investment properties.*The 1.075% discount example shown reflects a limited time offer of a 0.25% promotional discount off standard pricing for the drawperiod, an additional extended balance-based discount of 0.70% for an advance of $70,000 taken on the date of HELOC opening anda 0.125% discount for automatic payments from a new or existing Bank of the West checking or savings account.APPLY NOW BY CALLING 855-380-9378 OR SPEAK TO A BANKER FROM OCTOBER 1, 2019 THROUGH MARCH 31, 2020.Mark PingsterhausBranch ManagerBANK AEWESTNMLS# 1742977BNP PARIBAS620-225-4147DK-128706 Discount Offer Extended Home Equity Line On your first draw, get a discount that lasts. Here's one example with an initial draw of $70,000*: 1.075or 0.70% + 0.25% + 0.125% = %3D DRAW DISCOUNT PROMOTIONAL DISCOUNT AUTOPAY DISCOUNT FOR THE 10 YEAR DRAW PERIOD Discount of 0.10% available as a with automatic payments from a qualifying Bank of the West account Pay no closing costs, no annual fee (for first year) and no pre-payment penalty New Year promotion for every $10,000 you borrow Additional features include interest-only payments during the draw period and lines up to $2 million using the equity in your home or even your investment properties. *The 1.075% discount example shown reflects a limited time offer of a 0.25% promotional discount off standard pricing for the draw period, an additional extended balance-based discount of 0.70% for an advance of $70,000 taken on the date of HELOC opening and a 0.125% discount for automatic payments from a new or existing Bank of the West checking or savings account. APPLY NOW BY CALLING 855-380-9378 OR SPEAK TO A BANKER FROM OCTOBER 1, 2019 THROUGH MARCH 31, 2020. Mark Pingsterhaus Branch Manager BANK AEWEST NMLS# 1742977 BNP PARIBAS 620-225-4147 DK-128706

Date: February 7, 2020

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Discount Offer Extended Home Equity Line On your first draw, get a discount that lasts. Here's one example with an initial draw of $70,000*: 1.075or 0.70% + 0.25% + 0.125% = %3D DRAW DISCOUNT PROMOTIONAL DISCOUNT AUTOPAY DISCOUNT FOR THE 10 YEAR DRAW PERIOD Discount of 0.10% available as a with automatic payments from a qualifying Bank of the West account Pay no closing costs, no annual fee (for first year) and no pre-payment penalty New Year promotion for every $10,000 you borrow Additional features include interest-only payments during the draw period and lines up to $2 million using the equity in your home or even your investment properties. *The 1.075% discount example shown reflects a limited time offer of a 0.25% promotional discount off standard pricing for the draw period, an additional extended balance-based discount of 0.70% for an advance of $70,000 taken on the date of HELOC opening and a 0.125% discount for automatic payments from a new or existing Bank of the West checking or savings account. APPLY NOW BY CALLING 855-380-9378 OR SPEAK TO A BANKER FROM OCTOBER 1, 2019 THROUGH MARCH 31, 2020. Mark Pingsterhaus Branch Manager BANK AEWEST NMLS# 1742977 BNP PARIBAS 620-225-4147 DK-128706 Discount Offer Extended Home Equity Line On your first draw, get a discount that lasts. Here's one example with an initial draw of $70,000*: 1.075or 0.70% + 0.25% + 0.125% = %3D DRAW DISCOUNT PROMOTIONAL DISCOUNT AUTOPAY DISCOUNT FOR THE 10 YEAR DRAW PERIOD Discount of 0.10% available as a with automatic payments from a qualifying Bank of the West account Pay no closing costs, no annual fee (for first year) and no pre-payment penalty New Year promotion for every $10,000 you borrow Additional features include interest-only payments during the draw period and lines up to $2 million using the equity in your home or even your investment properties. *The 1.075% discount example shown reflects a limited time offer of a 0.25% promotional discount off standard pricing for the draw period, an additional extended balance-based discount of 0.70% for an advance of $70,000 taken on the date of HELOC opening and a 0.125% discount for automatic payments from a new or existing Bank of the West checking or savings account. APPLY NOW BY CALLING 855-380-9378 OR SPEAK TO A BANKER FROM OCTOBER 1, 2019 THROUGH MARCH 31, 2020. Mark Pingsterhaus Branch Manager BANK AEWEST NMLS# 1742977 BNP PARIBAS 620-225-4147 DK-128706